Motorcycle Insurance


You might be new to owning a motorcycle or you might be an enthusiast with years of riding experience. But, one thing that is consistent across the board is the importance of having the right motorcycle policy to meet your needs.

There are a variety of motorcycle policy options to meet your needs. Let your insurance agent explain the different liability limits; comprehensive, collision, uninsured motorist and medical coverage, in addition to the various deductible options available to you.

Here are some things to look for when choosing a specialized insurance policy for your motorcycle:

  • Safety apparel coverage to help protect your investment in helmets, leathers, gloves and any other clothing designed to help minimize injury in the event of an accident
  • Optional equipment coverage for chroming, custom painting, side cars or anything else that was not included as standard by the manufacturer
  • Optional towing and roadside assistance in case your bike breaks down and can’t be ridden when you're away from home because you run out of gas, get a flat, or have other mechanical issues
  • Optional replacement cost coverage on a bike purchased new and insured within 30 days

Remember, having the right motorcycle insurance coverage benefits you, your bike and others on the road.

insurance overview


Exploring your insurance options?

You are at the right place! Whether you’re shopping for business insurance, home insurance, auto insurance, medicare supplement, health insurance or life insurance, we can help get you the best coverage available. Take a few minutes to explore our site to learn about the types of coverage we provide and the educational resources we offer, and then contact us to discuss how we can meet your unique needs.

Importance of Annual Insurance Reviews.

Most people know the importance of insurance protection. You don't want to be without it when problems arise. What many don't realize, however, is that protecting themselves with insurance isn't a once and done event. You don't wear the same pants you did when you were five years old because, besides no longer being in style, they simply don't fit. A homeowner's insurance policy purchased when your house was furnished with bean bag chairs and bar stools is no longer going to "fit" once you're lounging on Italian leather sofas while watching television on your wall mounted plasma screen. Life is constantly changing, and your insurance policies should reflect that.

Freedom of Choice.

Captive agents and direct writers provide you with just one company’s insurance products, but an independent insurance agent can provide you with options from multiple insurance companies. This allows your independent agent to review offerings from different companies — many of which are only available to you through independent agents — and help you find an insurance provider that best fits your mix of coverage, price, and service needs.

Independent Agents representing YOU.

An independent insurance agent is authorized to sell several companies’ insurance products, but ultimately your agent represents you — not those companies. That means you have someone on your side and ready to ‘go to bat’ for you in the event of an insurance question or dispute. It also means you have a person who is regularly looking out for your insurance needs – which may change over time, and who can find a new insurance provider for you if your current provider is no longer the best fit.